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International payments
Sparkassen-Finanzgruppe ensures that your transactions are executed worldwide to the highest professional standards. Our experts in Germany and elsewhere will manage your payments.
Benefits to you
- Make international payments – reliably, securely, quickly and cost-effectively.
- Traditional international bank transfers: for all payments not possible via SEPA.
- Secure, reliable payment for cross-border transactions in goods and services.
- Convenient requests or file submissions via banking software or online banking functionality.
For euro payments in Europe, we recommend you use our SEPA products.
International bank transfer (SWIFT payments)
| For bank transfers in foreign currencies | To any country in the world. |
| For your bank transfers in euros | To any country outside the European Economic Area (EEA), Switzerland and Monaco. |
An IBAN comprises the following
The IBAN begins with the country code – DE for Germany, for example. This is followed by two check digits that serve to detect errors when inputting an IBAN, preventing erroneous transfers. With a German IBAN, these are followed by the bank sorting code and the account number. If an account number has fewer than ten figures, then typically zeros are added before the actual number.
SEPA transfer
For bank transfers/payments in euros to any of the EEA countries listed below, plus Monaco and Switzerland.